Investment Strategies
Strategy overview:
Our commercial real estate lending strategy originates-to-hold first lien mortgages on transitional properties
- Vertically-integrated platform driven by a regimented credit process, quantitative modeling of individual loans and the firsthand involvement of our team throughout deals to help inform investment decisions
- Seasoned investment team with deep experience sourcing, underwriting, closing and asset managing loans with similar credit profile throughout different market cycles
- Proprietary data and analytics1 provide differentiated insights and modeling of comprehensive scenario-based analytical analysis to inform underwriting, loan structuring and pricing
Financing Capabilities
Loan Size | $10 to $125 million collateralized by institutional quality CRE assets |
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Loan Type | Floating rate, senior loans on middle market property acquisitions and refinances backed by value-add investment strategy |
Asset Types | Primary sectors: Office, retail, multifamily, industrial, mixed-use and hotel properties Other potential sectors: self-storage, student housing, and single family rental portfolios. |
Geography | Markets across the United States |
Loan Term | Estimated: 2 to 5 years |
Loan To Value/Loan To Cost | Up to 75% LTV/LTC |
Debt Service Coverage Ratio Requirements | Existing DSCRs below 1.0x are acceptable |
Loan Fees | Typically 1 to 1.5% |
Recourse | Typically non-recourse |
Commercial Real Estate Lending
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Sean Dobson Chief Executive Officer and Chief Investment Officer
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Gabe Boyar Managing Director, Originations
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David Skoien Head of Asset Management
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Brad Donaldson CFO, Commercial Real Estate Debt
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Joe Herzog Vice President, Originations
1 - Provided through Amherst InsightLabs (“AIL”). Amherst Capital has an exclusive license with AIL in the asset management industry. AIL is an affiliate of Amherst Holdings, LLC.